Commercial Mortgages
Mortgage advice that’s as unique as you are
Getting the right mortgage advice is so important. Our expert team offer mortgages from a wide range of lenders and we search hundreds of mortgage products to find you a great deal. Once we have found you a mortgage deal, we will complete all the paperwork, submit the application to the lender and guide you through the legal process until completion. Whether you are looking to remortgage, move home or buy your first property our friendly mortgage team are here to help.The right financial help is essential in today’s business world. We understand this, we have been building relationships with our lenders for well over 10 years so that you can benefit from our experience. In this challenging market where lenders criteria is becoming ever more strict, a broker’s input has become even more essential.
We are whole of market commercial brokers, able to access the numerous commercial mortgage schemes via a wide range of lenders across the UK; both high street lenders and specialist intermediary lenders. We can access 100% funding for certain professional status borrowers and for those clients with additional security, however for single property transactions, a general rule of thumb would be 75%-80% loan to value, depending on the specifics.
As commercial lending is a specialised market, there are no best buy tables as no two deals are the same since most commercial properties and businesses differ greatly. It is a case of using our industry know-how to approach several lenders with an appetite for the type of lending you require. We negotiate strongly on your behalf and create competition between lenders to ensure you have the best rates for your business.
We can help with:
- Care homes
- Leisure Property
- Semi commercial
- Retail properties
- Offices
- Industrial property
- Professional property
Bridging Funding
We offer a whole of market proposition for fast and effective short term funding solutions. We will only recommend this type of funding when warranted and where we are assured of an exit route. Bridging Finance is a short term funding solution and it is not for everyone. However, it can be very useful in securing a property very quickly where time is of the essence; for example an auction purchase, or where considerable renovation works are required prior to securing a traditional long term lending solution.
We will assess your situation free of charge and give you expected terms prior to valuation. We will discuss and agree a fee with you prior to submitting any full mortgage application, any fee’s charged by amcf are payable ONLY on completion.
The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages and bridging loans.
What our customers say about us
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Ready to discuss your options?
Our experienced team is ready to help support and advise you on your mortgage, protection and insurance applications.